I’m going to share this investment tip so I can be blue in the face | Smart Change: Personal Finance

(Mark Blank) While the majority of stock market participants are painfully focused on the short term, investors who have ignored the noise and owned big companies like costco or Starbucks For decades it has enjoyed life-changing returns. The chart below might make owning these two stocks seem like a no-brainer, but there have been plenty … Read more

This self-made millionaire has one simple rule to grow wealth

Select’s editorial team works independently to review financial products and write articles that we believe our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. personal financing Knowledge is important to almost everyone, but with the rise of social media, the … Read more

Americans are retiring later than they did in the 1990s

Select’s editorial team works independently to review financial products and write articles that we believe our readers will find useful. We earn commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. between Inflation has reached record levels With the recent stock market volatility, more and more seniors … Read more

How to save on school supplies by clicking on your community | Smart Change: Personal Finance

Laura McMullin It’s that time again: back to school, back to spending a lot of money on supplies. And this year, families will have to shell out more than usual because of inflation. Fortunately, you can still Saving Money on supplies and other equipment by relying on local parents, neighbors and community members. Here’s how. … Read more

Buying cheap stocks isn’t the same as investing in value – it pays to know the difference | Smart Change: Personal Finance

(Stephon Walters) There are many different types of investors: some focus on developing stocks, others prefer dividend-paying stocks, and others Look for the value. Value investors seek to trade stocks at a lower price than their price intrinsic (or real) value. By finding companies whose stock price does not reflect their business or financial statements … Read more

Here’s Exactly How to Improve Your $4,194 Monthly Social Security Max | Smart Change: Personal Finance

(Kylie Hagen) Your monthly Social Security check of $4,194 can help you fund a very comfortable retirement, especially if you have personal savings as well. But few people were able to achieve this. If you’re up to the challenge, here are the three steps you should take to secure your maximum Social Security benefits. First … Read more

3 Big Reasons to Get Social Security Benefits at 62 | Smart Change: Personal Finance

(Kylie Hagen) Signing up for Social Security at 62 means more checks, but there’s one drawback: The checks you receive at 62 are smaller than the checks you’d get if you were late in getting benefits. Some people choose to delay until their 70s to get as many checks as possible, but this isn’t the … Read more

Earn $2000 in Monthly Retirement Profits in 3 Easy Steps | Smart Change: Personal Finance

(Stephon Walters) Unfortunately for many people, one source of retirement income will not be enough to sustain their lifestyle; It will take a multi-angle approach. Although some of the more obvious options for retirement income might be a 401(k) plan, IRAs, and Social Security, one underrated source of income is dividend payments. Dividends are usually … Read more

Will your Social Security benefits increase when you reach full retirement age? | Smart Change: Personal Finance

(Kylie Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet many people remain confused about how it works. It is a potentially dangerous misconception that your Social Security checks increase once you reach your full retirement age (FRA). This may happen to some people, but it’s not something every older person should … Read more